[zann699]

YOU STUPID FUCK.
thats all.
thats all I had to say lol...
If you think you can refund companies like Apple and Nike while at the same time, you believe that carding causes harm to individuals, YOU'RE a STUPID FUCK, financial institutions who lend credit are a lot larger than Nike OR Adidas, only difference is that Nike /Adidas (and the like; fucking duh) let people know their net worth, while banks, especially the top/mid tier dont like to let people know how many trillions they actually hold.
Swearing is allowed, right? I read that somewhere.
I dont card, seriosuly, I DONT.
BUT i dont look down on others who do because I understand how this parasitical system functions.
Also, just dont judge.
Do you look down on a prostitute at work?
Do you look down on a mentally handicapped person?
fucking dont.

[Skullmeat]

I understand that desperate people can do desperate things. No matter the circumstance, stealing is immoral/illegal. The same goes for any sort of warranty fraud.

My justification for SE'ing and refunding is that it's usually too huge companies who can afford the loss and the company may have done something even worse. But carding is targeting individuals, and you could fuck their life up by carding.

Individuals work at the companies you're hurting. When the company loses out on its bottom line, guess whose wages get cut? You're hurting someone else, for personal gain.

Exactly this. As much as I love free stuff, and could in fact SE stuff If I wanted to, I can't morally justify it. As @Oni said, all it hurts is joe blow. Carding, on the other hand, is theft. Taking someones hard earned money.

[Byakuya Kuchiki]

I thought when you se items it's mostly covered by insurance. Big companies that is. Small companies I can understand hitting the workers but for big companies I'm pretty sure they are covered for things like loss, theft ect

[mothered]

I thought when you se items it's mostly covered by insurance. Big companies that is. Small companies I can understand hitting the workers but for big companies I'm pretty sure they are covered for things like loss, theft ect

Banks cover fraudulent activity, but It's the Inconvenience caused with the loss of funds that's the Issue.

Some financial Institutions can take weeks to replenish funds, which doesn't do much good when repayments on the family home are due on the day.

[Byakuya Kuchiki]

I thought when you se items it's mostly covered by insurance. Big companies that is. Small companies I can understand hitting the workers but for big companies I'm pretty sure they are covered for things like loss, theft ect

Banks cover fraudulent activity, but It's the Inconvenience caused with the loss of funds that's the Issue.

Some financial Institutions can take weeks to replenish funds, which doesn't do much good when repayments on the family home are due on the day.

Yea fair enough. Although for big companies such as Google/Apple/Samsung I'm sure they can afford to wait weeks for the funds to come back.

[mothered]

I thought when you se items it's mostly covered by insurance. Big companies that is. Small companies I can understand hitting the workers but for big companies I'm pretty sure they are covered for things like loss, theft ect

Banks cover fraudulent activity, but It's the Inconvenience caused with the loss of funds that's the Issue.

Some financial Institutions can take weeks to replenish funds, which doesn't do much good when repayments on the family home are due on the day.

Yea fair enough. Although for big companies such as Google/Apple/Samsung I'm sure they can afford to wait weeks for the funds to come back.

If It's not anything too significant, companies on a large scale wouldn't feel the loss and by the time they get It back, they'd generate the amount In the tens of thousands.

[zann699]

I thought when you se items it's mostly covered by insurance. Big companies that is. Small companies I can understand hitting the workers but for big companies I'm pretty sure they are covered for things like loss, theft ect

Banks cover fraudulent activity, but It's the Inconvenience caused with the loss of funds that's the Issue.

Some financial Institutions can take weeks to replenish funds, which doesn't do much good when repayments on the family home are due on the day.

Right, because ya know, we all pay our rent/mortgages with credit cards.

[Jimbo39238]

I understand that desperate people can do desperate things. No matter the circumstance, stealing is immoral/illegal. The same goes for any sort of warranty fraud.

My justification for SE'ing and refunding is that it's usually too huge companies who can afford the loss and the company may have done something even worse. But carding is targeting individuals, and you could fuck their life up by carding.

Individuals work at the companies you're hurting. When the company loses out on its bottom line, guess whose wages get cut? You're hurting someone else, for personal gain.

Exactly this. As much as I love free stuff, and could in fact SE stuff If I wanted to, I can't morally justify it. As @Oni said, all it hurts is joe blow. Carding, on the other hand, is theft. Taking someones hard earned money.

That's very good, I sort of wish I had that mentality sometimes. Although, I wonder, why are you active in this community then? I know that it doesn't just have SEing categories and what not but in my eyes it seems to be the most active?

[Jiggly]

I understand that desperate people can do desperate things. No matter the circumstance, stealing is immoral/illegal. The same goes for any sort of warranty fraud.


Individuals work at the companies you're hurting. When the company loses out on its bottom line, guess whose wages get cut? You're hurting someone else, for personal gain.

Exactly this. As much as I love free stuff, and could in fact SE stuff If I wanted to, I can't morally justify it. As @Oni said, all it hurts is joe blow. Carding, on the other hand, is theft. Taking someones hard earned money.

That's very good, I sort of wish I had that mentality sometimes. Although, I wonder, why are you active in this community then? I know that it doesn't just have SEing categories and what not but in my eyes it seems to be the most active?

That's actually been a recent development. This site's key focuses have been elsewhere until the recent influx of SE. I certainly wouldn't call this an SE forum. I'm staff and have been here for years and can't say I touch the subject much, but we know people are interested in talking about it. There's a lot of members that feel similarly to Skullmeat and Oni but we're still interested in ensuring you can all talk about what interests you

[Skullmeat]

I understand that desperate people can do desperate things. No matter the circumstance, stealing is immoral/illegal. The same goes for any sort of warranty fraud.


Individuals work at the companies you're hurting. When the company loses out on its bottom line, guess whose wages get cut? You're hurting someone else, for personal gain.

Exactly this. As much as I love free stuff, and could in fact SE stuff If I wanted to, I can't morally justify it. As @Oni said, all it hurts is joe blow. Carding, on the other hand, is theft. Taking someones hard earned money.

That's very good, I sort of wish I had that mentality sometimes. Although, I wonder, why are you active in this community then? I know that it doesn't just have SEing categories and what not but in my eyes it seems to be the most active?

This isn't and never was an SE forum. While it is popular, its a small part of what we do here.