[zann699]

I thought when you se items it's mostly covered by insurance. Big companies that is. Small companies I can understand hitting the workers but for big companies I'm pretty sure they are covered for things like loss, theft ect

Banks cover fraudulent activity, but It's the Inconvenience caused with the loss of funds that's the Issue.

Some financial Institutions can take weeks to replenish funds, which doesn't do much good when repayments on the family home are due on the day.

Right, because ya know, we all pay our rent/mortgages with credit cards.