[phyrrus9]

I have voted for number 2 as I do not think a refund/returns section is needed. Traditional will be nice to split both ways people think of it.

I split my vote between props 1 and 2 (you can select up to 2 options), because I believe something should be done, not quite as extreme as splitting it into 3, but the actual implementation really isn't important. I tend to lean farther onto the first however, because I'm a believer that this new form of SE is just an applied version of the old, new stuff should get its own subsection IMO.