[Kayo]

Oh yes i almost forgot. I am also hosting my mail on a off-site server (PrivateEmail offered by Namecheap). Currently i am on the two month free trial so i don't pay anything but i will have to pay eventually if i decide to go with them. I was thinking about setting up my own email service on my server but it looks like a sh*t load of hasle and it has a a lot of vulnerabilities in it. So this could cost me 4 euros extra also.

Why not give it a try and experiment with setting up mail hosting software on your server then compare the final outcome to that of Namecheap's?