[Nefarious]

on paypal.com, I would do it on the phone if I didn't sound like a half squeaker.

Well there's your problem.
If I talk on the phone I have panic attacks xD
Sapientia does my disputes for me. :happyderp:

um, no you will still get caught because they will check the geo on your previous logins and the ones you sent the money with.

You're wrong.