[Sanctuary]

Correct me if I'm mistaken, but didn't I loan you 1K last week, when you barely had any capital...?

Yep you did, but now I'm at the point where 1k extra capital would do almost nothing for me... it's just much more profitable to work on the stock market yourself. Loaning to people only slows down your own progress.

At this point, yes. But if you eventually prestige, you'll be back to square 1 once again, thus needing a loan from someone to get you started.
Loaning only slows you down if you use the SM every hour, which not everyone does.