[7om 8rady]

Well, it depends. As most people understand, karma is what goes around, comes around.

However in a traditional (lay Buddhist/some Indian religions) sense karma would not affect you in this life. My construal is that it is a "tally" that is cumulative over one life span, which will then have influence and determine your status in rebirth. Devout followers would eventually try to break the cycle of rebirth, breaking the cycle of karmic attainment.

I think that the traditional ideas of karma are authentically intriguing. I do not have an excellent understanding, but I think the idea of rebirth and karma is really fascinating, that each life is an opportunity to "perfect" and relearn all of life's edifications in an entirely different perspective for better or worse.