[Quitelargegenitalman]

You don't need renters insurance, especially if you don't own anything and here in Canada at least, property tax is annual. That's a few grand a year you piss away for nothing.

With home prices in most urban areas these days you are going to be a wage slave for the next 50 years trying to pay off the mortgage.

You'd be better off getting a cheap rental, split it with someone, invest all the saved money in Luna and then retire in Mexico in less than 30 years. With a house at a fraction of the cost  while you enjoy all the sweet gains you will make on Luna.

I speak from experience, and not something I've Googled or received advice from others.

I've never paid a single dime In rent, played It smart by purchasing my home In my teens, and now living like a king - no debts and can purchase a 5k laptop without noticing a dent In my finances.

I get what you're saying bro but I'm talking about today. Not the best time to enter into the real estate bubble just when rates got hiked and valuations are starting to drop, at least in Cuckanada. I think we will be entering a buyers market soon. If I could travel back 5 years and buy a house for 100k I would but now only Elon musk can save me