[mothered]

You don't need renters insurance, especially if you don't own anything and here in Canada at least, property tax is annual. That's a few grand a year you piss away for nothing.

With home prices in most urban areas these days you are going to be a wage slave for the next 50 years trying to pay off the mortgage.

You'd be better off getting a cheap rental, split it with someone, invest all the saved money in Luna and then retire in Mexico in less than 30 years. With a house at a fraction of the cost  while you enjoy all the sweet gains you will make on Luna.

I speak from experience, and not something I've Googled or received advice from others.

I've never paid a single dime In rent, played It smart by purchasing my home In my teens, and now living like a king - no debts and can purchase a 5k laptop without noticing a dent In my finances.