(08-21-2018, 11:41 AM)thehorridness Wrote: I allegedly started selling pirated games, movies, and CDs. Back when hand-to-hand software piracy was still a thing people did.

(08-21-2018, 11:53 AM)mothered Wrote:

(08-21-2018, 11:41 AM)thehorridness Wrote: I allegedly started selling pirated games, movies, and CDs. Back when hand-to-hand software piracy was still a thing people did.

I remember those days very well.

I too, did something similar solely with DVDs back around 14 years ago. The good old DVD Shrink did the trick. I bought my external optical drive burner for 500$. Nowadays, It'd be lucky to fetch 50 cents.

(08-21-2018, 04:20 AM)mothered Wrote:

(08-20-2018, 09:50 PM)Jiggly Wrote:

(08-20-2018, 06:02 AM)Strait McCool Wrote: I agree.  In fact, I may even to as far as saying you'd be better off carding if one has to put some sort of morals and values to it.  Banks make so much money on pure profit that that can cover fraudulent activity on a large scale as oppose to most running companies these days.  A small or medium size business can go under after so many cases, but I doubt an established bank would ever do so.  Here in Canada I've been a victim of carding twice and the banks were more than happy to assist me and investigate.  I don't think it affected their mass profits one bit.  There's really no legitimate justification for either side, but just to throw my two cents.

I have a colleague who experienced card fraud just recently. Of course, she will get all funds back. But, her main issue is that it's 2 weeks until payday and she has to wait to get those funds back.

I assume her financial Institution will reimburse her loss, and then proceed with the Investigation to reclaim the funds on their end?

In my locality, all major banks operate In this fashion. But as you've mentioned, It's the waiting period (and the running around) to receive the funds Into the account that can have an Impact on personal commitments.

(08-20-2018, 09:50 PM)Jiggly Wrote:

(08-20-2018, 06:02 AM)Strait McCool Wrote:

(08-18-2018, 02:04 PM)Jiggly Wrote: Completely agree. In many cases, if a company loses out on profits, that means cuts, as Oni says. They don't just sit there and think "oh the insurance will cover it". Also, remember, you may be one person stealing that one thing from amazon, but that doesn't mean there aren't another 20,000 people trying to do the same thing. It adds up.

Would you go into a local store and take items? Assuming it won't hurt anyone?

Carding and SEing are on a similar level to me.

I agree.  In fact, I may even to as far as saying you'd be better off carding if one has to put some sort of morals and values to it.  Banks make so much money on pure profit that that can cover fraudulent activity on a large scale as oppose to most running companies these days.  A small or medium size business can go under after so many cases, but I doubt an established bank would ever do so.  Here in Canada I've been a victim of carding twice and the banks were more than happy to assist me and investigate.  I don't think it affected their mass profits one bit.  There's really no legitimate justification for either side, but just to throw my two cents.

I have a colleague who experienced card fraud just recently. Of course, she will get all funds back. But, her main issue is that it's 2 weeks until payday and she has to wait to get those funds back.

(08-21-2018, 12:01 PM)thehorridness Wrote: People still use optical media?

(08-23-2018, 02:28 PM)Byakuya Kuchiki Wrote: Normally when there is unauthorized transaction. You get the funds back immediately and the close the current debitcardand send you a brand new one within a week.

That's how it works in the UK not sure anywhere else

(08-18-2018, 05:01 PM)Auftot Wrote:

(08-18-2018, 01:57 PM)Oni Wrote: I understand that desperate people can do desperate things. No matter the circumstance, stealing is immoral/illegal. The same goes for any sort of warranty fraud.

(08-17-2018, 05:47 PM)Auftot Wrote: My justification for SE'ing and refunding is that it's usually too huge companies who can afford the loss and the company may have done something even worse. But carding is targeting individuals, and you could fuck their life up by carding.

Individuals work at the companies you're hurting. When the company loses out on its bottom line, guess whose wages get cut? You're hurting someone else, for personal gain.

Huh, I have never really realized that mabey I'm too short sighted to think about what I'm doing. I think I agree with you and that anyone is capable of doing bad things due of how desperate they can be.

Just out of curiosity is there any particular reason that SE'ing is permitted on this fourm(and many others) and carding is not.

(08-23-2018, 02:28 PM)Byakuya Kuchiki Wrote: Normally when there is unauthorized transaction. You get the funds back immediately and the close the current debitcardand send you a brand new one within a week.

That's how it works in the UK not sure anywhere else