[mothered]

Almost like getting a loan, great way to pay for something now but the bill is even higher later. Perhaps this is what happened? xD

That's a very good analogy.

In terms of loans (which may well be what happened with Greece- some sort of lending criteria, hoping to have It sorted before It got out of hand), a lot of people don't look at the long-term effects. What happens If they lose their job and can't find another one due to Ill-health? The banks couldn't care less, they want their money, not their sympathy.